Buyer Basics Thursday

First-time home buyer education, mortgage basics, and step-by-step guides to buying your first home.

Showing 1-6 of 6 Buyer Basics Thursday articles

What First-Time Homebuyers Actually Need to Know Before They Apply

Rates are at 6.38% for a 30-year fixed. Here's what first-time buyers need to understand before making an offer.

HOA fees can add hundreds to your monthly costs. Understand what you're paying for.

Buying your first home in 2026? Here's a plain-English breakdown of mortgage types, current rates, and how to figure out what you can afford.

Most lenders require escrow for taxes and insurance. Learn how it affects your payment.

Buying your first home in 2026? Here's what the current rates mean for your budget and how to avoid the mistakes most first-timers make.

Putting less than 20% down means paying PMI. Learn how it works and strategies to eliminate it.

Use our free calculator to estimate your monthly payment.